Online Same-Day Lending for Credit-Cruised People Do you have urgent expenses to pay? Whether it's a broken-down boiler or an emergency medical bill, sometimes you can't afford to wait for a while. Additionally, you might not have the savings necessary to cover the cost. You can get a simple loan the same day that you apply for, provided you can pay back your existing loans. Online application is possible for any amount between PS100 and PS1,000. There is the absence of a guarantor or security. If you are approved, your loan will be transferred the next day. You might still be eligible to get a loan same-day in the event that you have poor credit. Find out how you can apply to Dot Dot Loans. What are options for loans with same-day closing? We're talking about any loan that you can have in your account at the same day as the application is approved. They usually have an online application procedure that is simple, a quick reply from the lender, and a quick payout after. These loans can be used to cover unexpected expenses which can't be put off. You can borrow a small amount to fix temporary problems and pay it back in a couple of weeks to months. What can you use same-day cash loans for? When disaster strikes or unexpected costs mount up and unexpected costs mount, it's sometimes difficult to dip into your savings. The same-day credit can be used to cover urgent expenses. It could be: Home maintenance like repair to the boiler or washing machine Costs for repairs to your motor vehicle and MOTs Medical or vet bills Life can be unpredictable, however knowing that you can secure an advance loan in the next day can be enough to ease the stress. What are the benefits of same-day online loans There is no need to fill out lengthy forms or wait weeks to receive an answer, as you do with other types of personal finance. Dot Dot Loans, a lender for bad credit with instant approval, can take a quick decision and transfer your loan as soon as possible. There is no need to visit a bank or even shop for an application online. It only takes a few minutes to complete an application online using your smartphone, computer or laptop. You can then go about your day. Most same-day cash loan are available without a guarantee or security. These loans are typically smaller and easier to obtain if you have low credit scores. Even if your credit score isn't perfect Our quick loans for bad credit can aid. What are the different types of same day online loans? Instalment or payday loans are popular sources of instant cash. While both can be used to serve similar purposes but there are significant differences in their working. Payday loans are intended to pay for your monthly expenses until your next paycheque. Then you'll have to repay it all in one transaction. They could have excessive interest rates and expensive late payment charges, which they could cause more problems than they solve. A loan with an instalment amount could be a better option. It allows you to spread the costs of borrowing by making lower monthly installments. We offer loans that are available on the same day that are free of charges for late payments and simple application. What are guaranteed instant loans? Certain lenders might offer instant cash advances. This means they will approve your application. They may even promise that they will provide same-day loans to those with poor credit, but without a guarantor. However, these promises may be too good to be true. All financial institutions authorised under the Financial Conduct Authority should be fair and responsible in providing loans. It is important to conduct affordability checks in order to avoid the risk of taking on any debts you might not have the funds to pay. The responsible lenders can transfer the loan in 24 hours after approval However, they are not able to guarantee the approval. How do our same-day loans work? Dot Dot Loans allows you to apply for a loan as quickly as is possible. Just use our quick loan calculator to determine the amount you'd like to borrow and the repayment terms you're able to meet, and then calculate your total cost. We offer same day cash starting at PS100 to PS1,000, repayable over 3-9 months depending the amount that you're borrowing. Apply in minutes to get rapid approval when most needed. We will perform credit and affordability checks to determine if you're capable of paying the loan. In certain situations, we may be able to offer UK residents who have bad credit same-day loans. If your loan is approved, you may have your loan in your bank account on the same day. We provide 24/7 financing for loans that are approved. Then we will automatically collect your repayments. A short term loan A great example You can borrow PS250 for three months and then pay each month PS133.65 Total amount to be paid PS400.95 The rate of interest is 284.76 percent per year (fixed). 1228.67 percent APR Representative. Why should you choose Dot Dot Loans as your same day loan lender? Our goal is to make things easy, quick and simple. We're a same-day direct lender of loans for people with people with bad credit, which means you'll always know who you are dealing with. Here are six reasons to feel confident in applying to one of our same-day online loans: Quick: Apply within minutes for a quick decision, and you can get your loan the next day (subjectto the affordability). Honesty: The amount that you agree to pay upfront is the amount you'll pay back. Flexible: Borrow between PS100 or PS1,000 and spread the cost over 3-9 months, based on how big your loan. Responsible lending: Dot Dot strives to be accountable. This means we will always perform an affordability test as part of the loan application process. This is not just beneficial to us, but also benefits you as it provides reassurance that you will be in a position to manage your loan. Customer service is friendly: Our team located in the UK is always happy to help. Highly Recommended: Our customers rate us 'excellent' on the independent review site Trustpilot. Is it possible for me to get a payday loan? Taking out a same day cash loan online if you have bad credit isn't always the most ideal choice. Be real about the amount the money you'd like to borrow, your reasons for needing it and how you will manage the monthly repayments. A loan won't make your life easier when you're already in debt. PayPlan, the most trusted debt management provider, could be contacted if concerned about the management of your loan. You can also receive free and independent debt advice from National Debtline, StepChange, and MoneyHelper. Are I in compliance with the requirements to qualify for a Dot Dot Loans online loan in just a few hours? Dot Dot Loans offers a instant cash advance when the following requirements are fulfilled: You must be 18 or older You have an UK address You're employed, or you have benefits. If you have an email address that is active and your mobile number Your bank account information and debit card details What if I have poor credit and want to get a same-day loan? As responsible lenders, we've got our own standards that decide if we can lend you money. Be aware that your credit score doesn't matter. We'll take into consideration your income and expenditures. It is possible to get a loan with same day payout with bad credit, but only if you can afford it. How much instant cash can you get? You can apply for a short-term loan between PS100 to PS1,000. We fund the same day it's approved, 24 hours a day. What exactly does Dot Dot's one-day UK loan mean in terms of repayments? You can spread the expenses of our same-day cash loans for bad credit by fixed installments of 3-9 months, depending on how large the amount you borrowed. Take a look at our short-term loan calculator to learn more about the repayment terms. After you've been approved, your payment will be collected automatically through Direct Debit. The monthly payment amount will remain the same, but the details could change. Our friendly team can help you set up an alternative plan in case you worry about missing or becoming behind. We won't charge fees for late payments, late payments could result in damage to your credit score. What's the interest rate? The rate of interest you pay will be different according to the amount you take out. To find out the interest rate you pay, check our short-term loans calculator. All rates are fixed in advance. This means that the amount of interest you have to pay each month will remain the same. This can help make your loan on the same day much easier to budget. Are there any additional costs? We don't charge late-payment charges, interest on top of that, or any other nasty charges. Get a UK loan on the next day, today. Get immediate emergency loans even to people with bad credit. To get started, use our calculator for short-term loans. Pick the amount you would like to borrow, then calculate your monthly payments, and then check how much you will repay. If you're content with our short application After that, click "apply now". Remember that we don't consider your credit history , and we can offer loans on the same day to people with poor credit. We will contact you as soon and as quickly as we can. All loans approved are available for financing anytime of the week. We invite you to read our FAQs to learn more details or call our knowledgeable team for any further concerns.