No Credit Check Credit Checks

A few specifically look for o credit check same day loans as they're concerned about getting being denied due to a poor credit score. Or, they want to prevent another loan application record from appearing on their credit reports. This is understandable , however it's impossible. Every FCA-regulated lender in UK must conduct a credit check on every applicant. In our case, a soft search is performed during the application process to verify the applicant's eligibility. The results of this search will not leave a lasting impression on the report.

Credit checks are a safeguard for both the lender and applicants, it's worth noting. All of the lenders that we cooperate with are responsible and won't lend you more than what you can pay back. This is how debt problems are created. The affordability aspect is thought of by lenders as an important factor, in contrast to normal credit scoring. Even if you don't need a credit check to get an loan, it could not be a problem.
No Guarantors

None of the loan products available on Omacl.co.uk need a guarantor. It is a loan without guarantor service. If your loan application is denied it will not be granted the chance to make an offer to guarantee the loan and be reprocessed. Remember this when you make an application for a loan.
Guaranteed loans for the same day.

The same day loan cannot be assured, in part because it is at the lender's discretion when they can release funds. Also, the internal processing system at your bank plays a part too. Different banks may process incoming transactions differently and have different cutoffs and execution time.

People receive loans nearly immediately after submitting. If you make an application outside normal office hours, during the weekend, or on the day of a holiday, your application might be delayed.

To receive a guaranteed, same-day loan make sure you submit your application in the earliest possible time on a regular day to increase your odds of getting money that day.
What is a Same-Day Loan for?

Omacl.co.uk provides cash loans. The funds are available to fulfill any purpose you wish. It's evident that we need to know the reason you need the loan. But the loan isn't tied to any such.

These are just a few of the most popular uses we've heard from our customers who have completed our same-day credit application procedure.
Common uses for Same-Day loans

Assistance with the payment of mortgage or rent.
Support with bills, for example, phone, tax or utilities.
Consolidation of existing debts and avoidance from additional charges
Making ends met until payday.
Transport, food, daily living.

Unemployed? Receiving Benefits? You can still apply for a loan today

For those who are not employed, it is difficult to obtain the same day loan. That's the reality. But that doesn't mean to say it's not possible. Our lending partners often will accept loan requests from people who are in the process of losing their jobs as well those currently receiving benefits. You will be considered as having an income.
Unemployed Lending

Unemployed persons with earnings from benefits, redundancy, pensions, and other income sources can still apply. The majority of lenders we work with base eligibility on affordability. It is a simple calculation based upon your income and each month's expenses to determine if you are able to make the necessary repayments.
Lending to people on benefits

If you're receiving benefits, you're welcome to apply for a same-day loan with Omacl. It all depends on the kind of benefit you're receiving. Certain are considered income, some are not. Universal credit, as well as child benefit for example, could be classified as income. However, housing benefit and the allocation of job seekers to housing benefit would not. To find out more, go to our loan to individuals on our benefits page.
Omacl is loved by customers - Here are the reasons!

Omacl is known as one of the most prominent companies in same day lending. This is due to our service to customers. Our customers are happy with the way we carry out what they want. We do it quickly. We make the process of applying easy and transparent by letting our customers know exactly what's going on during each step.

Our customers are treated with respect and we are proud to offer fast, same day loans. Omacl is the best credit for you regardless of whether you're in financial need or just need it. No matter what your financial situation is, we can help you. We can help.