Online Lending for Bad Credit. Same Day Loans. Are you facing urgent expenses to pay? Whether it's a broken-down boiler or an emergency medical bill, you simply can't afford to stand for a while. Sometimes you might not have enough money to cover the expense. The affordability of our same-day loans is a consideration. They will help you make a list of your needs and get your life back on track. Online application is possible for any amount between PS100 and PS1,000, with no guarantor nor security. Once approved the loan will be transferred the same day. We consider more than your credit score. You may still be eligible for loans on the same day even if you have bad credit. You can read on to learn more about instant cash loans as well as how you can apply for Dot Dot Loans. What are the benefits of same-day loans? Any loans that are transferred to your bank account on the same day that your application is approved are considered. They usually include an easy online application with quick replies from lenders as well as a fast payout. You can apply for a same-day loan to pay for unplanned expenses that cannot wait. They're a quick-term financing option that allows you to get money for a temporary period to deal with a problem or to pay it back over a few months or weeks. For what can same-day loans be employed? Unexpected costs or disasters can make it difficult to access your savings. You can get same-day funding online to help with urgent costs. It could be: Home maintenance like repair to the boiler or washing machine Costs of vehicle repairs or MOTs Medical and vet bills Life is unpredictable. However, knowing that you could get money within 24 hours can help relieve the anxiety. What are the benefits of instant online loans? You do not have to fill out an extended application or wait weeks for an answer like other kinds of personal finance. Dot Dot Loans can provide fast approval and allow you to you can transfer your loan within a few hours, subject to your financial capacity. Online applications are easy because you don't have to make a trip to the bank or store to fill out an application. Apply online with your smartphone, laptop or computer in just minutes and then proceed with your day. A majority of same-day cash loans are offered without a guarantor or security, too. And because they're usually smaller loans, you could be able to get approved even if you have a poor credit score. Our short-term loans for people with bad credit that pay on the same day will help even in the event that you have a low credit score. What are the different kinds of same-day online loans? Payday loans and instalments are two of the most popular sources of quick cash. Although both are able to be utilized for the same reasons, there are important distinctions in how they work. payday same day loan loans are designed to provide financial assistance until the time you get your next pay check. They will then have to pay everything in one lump sum. It is possible that you'll end up having more problems than you resolve by paying excessive interest rates or expensive late payment fees. An instalment Loan might be a simpler alternative. By spreading the cost of your borrowing over a long period and paying lower monthly instalments. We offer easy same day loans, with no charges for late payments, subject to financial capability. What are the guarantees of a same-day loan? There are some lenders who provide guaranteed same day cash loans. This could mean they will approve your request. There may be lenders that promise loans in the same day to those who have poor credit and lack a guarantor. These claims may seem too good to be true. All lenders authorized by the Financial Conduct Authority must offer loans that are ethical and fair. It is important to carry out affordability checks to stay clear of the risk of taking on any debts you might not have the money to pay. The responsible lenders can transfer the loan in 24 hours after approval, but they cannot guarantee approval. How does our same-day loan function? Dot Dot Loans makes it simple to obtain loans in a matter of minutes. To determine the amount of money you'll need, you'll have to calculate repayment terms, and then verify your total cost before you submit an application. We offer same-day cash, from PS100 up to PS1,000. You will repay the loan over 3-9 month depending on how much you take out. You can apply online in a matter of minutes and receive a fast decision at the time you need it. We are a responsible lender , and will perform credit and affordability checks in order to offer you a loan you are able to manage to pay for. If you have poor credit and you're unable to make the regular monthly repayments We can provide instant loans to UK residents. You could get your loan the next day if your application has been accepted. We accept loans all hours of the day. We'll then take your repayments on a regular basis. A short-term credit A Representative Example You can borrow PS250 over 3 months, with monthly repayments of PS133.65 Total amount payable PS400.95 Rate of interest 284.76% per annum (fixed). 1228.67 percent APR Representative. Dot Dot Loans: Why You Should Dot Dot Loans? We make it quick simple, easy and straightforward. We're also a loan provider that offers same-day loans to bad creditors. This means that you will always are aware of the person who has made the loan. You can be confident in applying online for one of these loans on the same day. Quick: Apply in a matter of minutes and receive a decision in minutes. You will receive the loan on the same day (subjects to the affordability). Honesty: The amount you have agreed to upfront is what you'll be able to repay. Flexible: Borrow between PS100 and PS1,000 , and amortize the loan over 3-9 months, based on the amount you need to borrow. Reliable: Dot Dot is committed to lending responsibly. In every loan request, we perform an affordability check. This is helpful for us and benefits you in that it gives you confidence in your ability to control your loan. We are friendly and our customer service team located in the UK is ready to help. Recommended: Our customers rate us 'excellent' on the independent review site Trustpilot. When is the ideal time to get a same-day loan? Online loans for same-day cash are not the most suitable option for those with poor credit. It is important to consider the amount you're seeking, what you'll need, and if you are able to pay for the repayments. A loan will not make your life easier If you're already in debt. PayPlan is one of the top-rated debt experts, can be reached should you have any concerns regarding managing your loans. MoneyHelper, StepChange, National Debtline and National Debtline offer impartial and free debt assistance. Do I meet the criteria to qualify for an Dot Dot Loans online loan in just a few hours? Dot Dot Loans will grant you a cash loan on the same day if you are: Are you over the age of 18? You have an address in the UK You're employed, or you have benefits. If you are able to use an email address and a phone number that is valid You've got the details of your bank account as well as debit card Do I qualify for a same-day loan even if my credit is not great? As with all responsible lenders, we have our own criteria for deciding whether to approve you for an loan. Your credit score isn't the only factor that is important. We will also consider your income, expenses and monthly earnings. You may still be able to obtain a loan that offers same day payment even with poor credit, subject to affordability. How much cash same-day can I borrow? A short-term loan is used for any amount from PS100 to 1,000 PS. We fund your application the same day it is approved 24/7. What is the process for Dot Dot's same-day UK loan repayments function? You can spread your costs of our cash-on-the-spot loans for bad credits with fixed monthly installments of 3-9 months, depending on how much you borrowed. You can use the sliders to determine the repayment terms that are feasible on our short term loan calculator. Once you have been approved, Direct Debit will automatically process your payment. Even though your monthly installments will remain identical, we recognize that things can be different. Contact our helpful team immediately if you are worried about being behind in your payments or missing a payment. We won't charge you an extra fee for late payments late payments can impact your credit score. What is the rate of interest? Depending on the amount you are borrowing and the loan amount, your interest rate will depend on the amount you borrow. Your interest rate may vary. The best way to find out what yours could be is to utilize our short-term loan calculator. All rates are fixed upfront. This means you will pay the same interest every month which makes it simpler to budget for your same day loan. Are there additional fees? We do not charge any late payment fees, additional interest or other unpleasant additional charges. Find a loan in UK today! The bad credit loan can be paid back quickly using immediate emergency loans. Start by using our short-term loan calculator. To figure out how much you can borrow, pick the amount you'll need and then determine the number of monthly installments you'll need and what you'll be liable for. Once you are satisfied with the decision Once you are satisfied, click "Apply Now" to fill out our quick application. Sometimes, we can provide loans on the same day for those with poor credit, based on your credit score. We will contact you as quickly as we are able. Loans that have been approved are funded every hour 24/7. For any questions, you can consult our FAQs or speak to our helpful team.